Protection
When it comes to protection, our focus is on making sure your family’s safety and well-being are as secure as a warm hug. Just like we’d do for our own loved ones, we understand the significance of looking out for you.
There are many ways when considering protection for your investment and for your family, and it can be confusing. It’s always worth speaking with an adviser who will be able to guide you through the policies and find the right cover for you and your family.
What Would You Do If Your Financial Situation Changed?
Life is unpredictable. Have you considered how you would manage your essential expenses if your financial circumstances were to change, such as losing a job or facing unexpected expenses?
How Would You Keep Up with Mortgage or Rent Payments?
Maintaining steady mortgage payments is crucial for financial stability. Do you have a budget plan in place to ensure you can consistently meet your mortgage or Rent obligations without compromising other financial goals?
What Happens If You Fall Behind on Mortgage Payments?
Falling behind on mortgage payments can have serious consequences, including fees, increased interest rates, and potential repossession. Do you know what steps to take if you find yourself struggling to make your payments? Are you aware of the support and options available to help you get back on track?
By considering these questions, you can better prepare for the responsibilities of homeownership and ensure you have strategies in place to manage your mortgage effectively. For personalized advice and support, feel free to reach out to our team on Swindon 01793 315932.
Life Insurance
Life Insurance gives you the comfort of knowing that your loved ones will be provided for should the worst happen. There are different types of Life Insurance – the most appropriate type for you will depend on your circumstances.
Critical Illness Cover
Critical illness cover, also known as critical illness insurance, is a long-term insurance policy that covers serious illnesses listed within a policy. If you get one of these illnesses, a critical illness policy will pay out a tax-free, one-off payment.
This list will vary depending on the insurer, as will the exclusions for making a claim.
Income Protection
Income Protection Insurance pays out a regular tax-free income if you become unable to work because of an accident or sickness.
It could help you keep up with your mortgage repayments and other living costs until you’re able to return to work.
Accident/Fracture Cover
Accident/Fracture Protection is specifically designed to give you financial protection by providing a cash lump sum if you were to suffer from a specified accidental injury. We can offer Accident Protection through MetLife Everyday Protect which is specifically designed to give you financial protection by providing a cash lump sum if you were to suffer from a specified accidental injury. Additional benefits can be included and tailored depending on your circumstances.
