09 Feb 2024
Navigating 2024: A Comprehensive Guide for Landlords

Navigating 2024: A Comprehensive Guide for Landlords

Mortgage
2024 promises to be an eventful year for hands-on landlords, with several significant developments on the horizon. The potential progression of the Renters (Reform) Bill through Parliament, a crucial budget release in March, and the likelihood of a General Election are all events that could reshape the landscape of property…
Read More
01 Feb 2024
Is Private Medical Insurance Worth Considering?

Is Private Medical Insurance Worth Considering?

Insurance, Protection
With growing frustration surrounding NHS waiting lists and difficulties accessing care, more individuals are considering private healthcare. In this article, we explore the merits of private health insurance and whether it may be a viable option for you.The Rising Trend of Private HealthcareRecent data from the Private Healthcare Information Network…
Read More
11 Jan 2024
Reduce your Outgoings by Checking the Basics

Reduce your Outgoings by Checking the Basics

Economy, Tips
Times are hard right now, and if you’re struggling to balance your income against the outgoings, then one action that you can see if you can save money by checking to see if you’re paying too much for utilities each month.Council Tax - You might be able to get money…
Read More
04 Jan 2024
Selling a Home with a Help-to-Buy Equity Loan

Selling a Home with a Help-to-Buy Equity Loan

Economy, Mortgage
Launched back in 2013, the Government’s ‘Help-to-Buy’ scheme was designed to help first time buyers get onto the property ladder, through offering an equity loan for up to 20% of a property’s value, interest-free for the first five years1.But a decade on, what happens if you are looking to sell…
Read More
11 Dec 2023
Remortgages: Don’t Just Settle for Your Lender’s Offer

Remortgages: Don’t Just Settle for Your Lender’s Offer

Mortgage
2024 is set to be a busy time for many homeowners, with the initial fixed term periods on mortgages expiring for a lot of clients across the market1, leading to some big decisions being required on remortgaging options. What happens when your initial mortgage period expires? Your initial fixed-term period…
Read More
11 Dec 2023
Preparing Your Home for Winter Weather

Preparing Your Home for Winter Weather

Economy, Tips
As winter approaches, it’s crucial to ensure your home is ready to withstand the colder months. We’ve put together a checklist of key things you can do to help protect your property from winter-related damage, and keep your insurance valid.1. Garden and Exterior PreparationSecure loose garden items and trim trees…
Read More
01 Dec 2023
12 Tips to Help Enjoy a Luxury Christmas For Less

12 Tips to Help Enjoy a Luxury Christmas For Less

Economy, Tips
Christmas may be just around the corner, but if it’s looking like a strain on the budget then we’ve got a range of useful money-saving tips to help you enjoy the Christmas you love, for even less.1. Plan before you spendMaking a budget will not only help you to limit…
Read More
24 Nov 2023
HMRC’s Income Tax Changes to Clamp Down on Side Hustles

HMRC’s Income Tax Changes to Clamp Down on Side Hustles

Economy, Tips
New HMRC rules on Income Tax are due to take effect on 1st January 2024, targeting those actively making significant money from side hustles – whether it’s profiting from selling crafts & hobby items online or renting out a place on Airbnb, for example, you could be caught out unless your…
Read More