[Welcome to our Blog] Everest Rock Mortgage and Protection

27 Sep 2023

Guidance for Landlords on Increasing Capital Gains Tax Payments

Economy, Mortgage

One knock-on effect of the rise in mortgage rates has been anoticeable increase in the amount of buy-to-let properties being sold, aslandlords find their mortgages more expensive to afford and representing aless-worthwhile return on investment. The latest available data for April & Maythis year shows that as many as 25,000…

27 Sep 2023

Finally, Some Positive News for Home Buyers?

Mortgage

As you know, recent times have been filled with headlines about rising mortgage rates, making it challenging for many to balance their monthly mortgage repayments against the rising cost of living or moving home to fit their current life circumstances, for example. However, there are further glimpses of positive news…

13 Sep 2023

The costs of moving home

Mortgage

The idea of moving home can be very exciting, but in today’s economic climate, it pays to keep an eye on just how much it costs. According to research[1][2], the average cost of moving home in the UK can be between £12,000-£14,000, when you factor in the wide range of…

07 Sep 2023

Insurance to protect everything that matters

Protection

Three things you can do to protect everything that mattersCould your family pay the mortgage should the worst happen or if you are sick or disabled and unable to work?Lenders will try to help you if making payments becomes difficult or impossible, but in the longer term in most cases,…

30 Aug 2023

Finally, Some Positive News for Home Buyers?

Mortgage

As you know, recent times have been filled with headlines about rising mortgage rates, making it challenging for many to balance their monthly mortgage repayments against the rising cost of living or moving home to fit their current life circumstances, for example. However, there are further glimpses of positive news…

29 Aug 2023

What’s going on with mortgage rates?

Mortgage

Chances are that you will have seen the news headlines in recent weeks – inflation remains way above the Bank of England’s target rate of 2%, meaning that interest rates are continuing to rise for far longer than originally expected. This is ultimately impacting mortgage rates making the cost of…

29 Aug 2023

How long could you last without an income?

Protection

We take great care to insure valuable items around us – whether it’s cars, pets or mobile phones, but if something were to happen to you or your partner – for how long could you continue to pay the bills? A report from Legal and General1 has shown that the…